Flood Insurance Supplemental Documents

Preferred Risk Policy Eligibility Extension

FEMA has a temporary program of a lower cost flood insurance for those homeowners who did not have flood insurance but are now in a flood zone. These rates may be temporarybut may give you some time to file for a LOMA (Letter of map amendment) if your house would qualify for one.  Below are links to FEMA infomrational documents. You must discuss this with your insurance company.

Preferred Risk Extention FAQ's


 Prefeered Risk Community Fact Sheet


 Preferred Risk Talking Points 


 LOMA Process   letter of map amendment


Letter of Map Amendment - Out as Shown 

   to be used if the house is clearly out of the flood zone


Interpreting Flood Insurance Rate Maps  October 2015